How we do things

Our passion for transforming the borrower experience means we’ve always approached things differently.

For people whose only experience in personal finance is dealing with banks and finance companies, Tinypay’s differences can be big. For example, at Tinypayy we don’t let people assess who is creditworthy. Instead, technology, science and mountains of data are used to make better decisions, faster.

This approach is different, but we think it’s fairer and more reliable, removing possible misinterpretation and unconscious bias from decision making. It also means we’re constantly learning — getting better and better in an ever-changing world.

At Tinypay, we believe using machines to do the things they are good at makes sense. Our people focus on the things that they are good at: researching, designing and building better customer experiences. Our culture reflects our commitment to continuous improvement and growth so we can all be the best humans we can be, creating brighter futures for all of us.